American Express Platinum Credit Card – How to Apply Online – Even among “premium” credit cards (credit cards with an annual fee of more than $250), some credit cards have more advantages than others.
The difference is that some products are designed to provide a better lifestyle, while others add to the high-end lifestyle people already live in.
Let’s learn more about American Express Platinum Card!
FEATURES of this Card
The annual fee for the American Express Platinum Credit Card is $550. If you spend more than $5,000 in the first 3 months, the user will receive 60,000 points.
You can earn points-5x points by buying tickets directly from airlines, and prepaid hotels and flights booked through Amex Travel. Everything else will bring 1 point per dollar. There is no charge for foreign transactions.
The reward you get from your consumption is usually the signature of the travel card. But this is not like that.
Before you get a steady income, even the 5 times points earned from hotel accommodations and flights are difficult to collect. Premium services, exclusive access, upgrades and other benefits are also provided, but they are small.
An airline’s annual miscellaneous fee of US$200 includes the cost of on-board refreshments or checked baggage, but does not include upgrades or air tickets.
$200/year, allocated to Uber monthly. You will receive $35 in December and $15 in the next few months, but if the amount is not used in a given month, the amount will not be transferred to the next month, but will be lost. VIP status is also provided.
Buy online and in-store from Saks Fifth Avenue for $100 per year. The price from January to June is US$50, and the price from July to December is US$50 The Trusted Traveler Program can be reimbursed up to $100.
You can reimburse the global entry fee of $100 or TSA Precheck registration fee of $85. Global inbound refunds are once every four years, and TSA pre-checks are once every 4.5 years.
Airport lounge access
The American Express Platinum Card® provides unique access to airport lounges worldwide. Some of them are the Escape network, the airspace network, the Plaza Premium lounge, the Priority Pass Select lounge, the International American Express lounge, the Centurion lounge, and you can use the Delta Sky Club when flying on Delta Air Lines.
Marriott Hotels has an award program called the Marriott Group Purchase Program. You do not need to meet any hotel accommodation requirements to get the gold elite status.
You will receive automatic gold status in the Hilton Honors program, the Hilton loyalty program. If you stay at The Hotel Collection for at least two nights, you will be automatically upgraded, plus a $100 bonus, which can be used for various hotel activities, such as resorts, spas or restaurants.
Booking in high-end hotels and resorts can provide you with facilities and upgrades worth 550 USD per stay, such as room upgrades, late check-out, early check-in, free Wi-Fi and free breakfast.
You will get a 24-hour concierge service over the phone. Another attractive feature attached to the card is the Global Dining Collection that can be used for high-end restaurant reservations.
By purchasing VIP tickets (by invitation only), you will be able to enjoy the Kentucky Derby and Wimbledon games, and you can choose your favorite cultural events and sports seats.
How To APPLY and Eligibility
For the application, click here, and to check your qualifications, click here. To apply online, you must fill in personal and financial information, including annual net income, which must be higher than the limit set by American Express Bank.
As far as eligibility is concerned, the applicant must be at least 18 years old, and have no default payments and good credit history. The required income varies.
FEES And Interest
The following are the fees and interest of the American Express Platinum Card®.
- Annual fee: This is 550 USD, plus an additional 175 USD to get up to 3 additional platinum cards
- Cash advance: $10 or 5% of any cash advance amount, whichever is higher.
- Foreign purchase transactions: No foreign purchase transactions
- Later fine: up to $40
- Payment refund: up to $40
American Express’s Platinum Card® is probably the most outstanding card on the market, offering US$60,000 member reward points as an introductory reward, and you can get 5 times the reward when you buy it.
It comes with many benefits, such as the use of airport lounges and travel points. However, the card has an annual fee of US$550, which is ideal for those who already live a luxurious life and want to make it better with all the benefits provided by this card.